Tower Wealth
Planning
Tower Wealth
Planning
Independent, Fee-Only, Fiduciary
Helping You Build Your Financial Future From The Ground Floor
Why Choose TWP?
Tower Wealth Planning provides each of our clients with customized financial plans to meet their specific needs to help build long term wealth.
Fee Transparency, No Commissions
> TWP is a fee-only fiduciary. We do not earn any commissions from our clients.
Comprehensive Financial Planning
> TWP constructs financial plans with a clients entire situation in mind, including financial and personal goals.
Lifelong Financial Partner
> TWP seeks to be a lifelong financial partner with our clients, supporting them through all stages of life.
Foundation Phase
Our Foundation Phase is the beginning of the wealth building journey. Plans are customized for each clients specific situation and include:
> Cashflow Management Planning
> Debt Management Planning
> Budget Management Planning
> Employer Benefit Review
> Employer Retirement Account Review
> Current Investments Review
> Current Tax Return Review
> Current Insurance Need Review
> Ongoing Financial Advice
TWP moves clients through three phases of planning to build a strong foundation
Financial Planning Services
Growth Phase
Our Growth Planning is focused on building client assets and positioning for long term wealth building. This phase includes:
> Investment Account Selection
> Investment Portfolio Construction
> Ongoing Investment Management
> Tax Optimization Strategies
> Future Family Planning
> Future Insurance Needs Review
> Career Development Planning
> Major Purchase Budget Planning
> Ongoing Financial Advise
Preservation Phase
Our Preservation Planning Phase focuses on protecting client accumulated assets and pre/post retirement planning. This phase includes:
> Investment Allocation/Diversification
> Tax Optimization Strategies
> Social Security Planning
> Medicare/Medicaid Planning
> Pre-Retirement Planning
> Post Retirement Income Mapping Strategies
> Charitable Gifting Planning
> Legacy Planning/Wealth Transfer Planning
> Ongoing Financial Advise